LendPoint
Loan Management System for Lenders in Narok
Narok is the gateway to the Maasai Mara and the centre of a county whose economy runs on livestock, wheat and barley farming, and tourism. Income here comes in seasons: after a harvest, after livestock sales, during the peak tourist months. Lenders need loan products that follow those seasons. LendPoint gives Narok lenders and SACCOs a loan management system built for that, with M-Pesa built in.
Trusted by Narok lenders
Copperhorn Capital runs its loans on LendPoint in Narok.
"M-Pesa repayments now match to each loan automatically, so we know who has paid the same day, not at month end."
Sidney Wakonyo, Director, Copperhorn Capital
What Narok lenders need
Loans that follow the season
A wheat farmer repays after harvest, a livestock trader after a sale, and a lodge or tour operator during the high season. LendPoint supports all three:
- single-payment (bullet) loans timed to the expected repayment date,
- weekly, bi-weekly or monthly installments for borrowers with steady income,
- flat or reducing-balance interest and processing fees, set per product.
Borrowers far from town
Many borrowers live well outside Narok town. They can repay with M-Pesa from wherever they are, and check their balance or get a mini-statement over USSD on any phone. Repayments to your Paybill are matched to the right loan automatically, so nobody has to travel in to prove they've paid.
Security for larger loans
Guarantors and collateral, such as vehicle logbooks or other assets, are recorded against each loan. Credit scores and loan limits let new borrowers start small and grow with good repayment.
When a season goes wrong
A failed harvest or a slow tourist season can push good borrowers into arrears. LendPoint gives you the tools to handle it fairly:
- grace periods and penalties by your policy,
- caps on recurring penalties,
- per-loan penalty waivers,
- rollovers recorded as linked loans,
- a full audit trail.
Recoverable interest on bad loans is capped by the in duplum rule. See the in duplum rule in Kenya.
Getting started in Narok
Start a 7-day free trial, and our team onboards you remotely: products, bulk upload, migration of active loans and Paybill setup. For regulation and a worked KES example, see our loan management system in Kenya page.
Also serving lenders in Nairobi, Mombasa, Kisumu, Nakuru and Eldoret.
Pricing in Kenyan shillings
LendPoint publishes its prices, so you know what you will pay before you talk to anyone.
| Plan | Best for | Monthly | Yearly |
|---|---|---|---|
| Starter | Individual lenders, single-branch SACCOs and MFIs | KES 5,000 | KES 50,000 |
| Professional | Multi-branch and growing lenders | KES 8,000 | KES 80,000 |
| Enterprise | High-volume lenders and custom integrations | Contact sales | |
A one-time KES 10,000 onboarding and migration fee applies. Every plan starts with a 7-day free trial, with no credit card required. Compare plans in detail.
Frequently asked questions
Is LendPoint used by lenders in Narok?
Yes. Copperhorn Capital runs its loans on LendPoint in Narok, and because LendPoint is cloud-based, onboarding, training and support are done remotely.
Can LendPoint handle seasonal loans for farmers and tourism businesses?
Yes. Single-payment (bullet) loans can be timed to an expected repayment date, such as after harvest or the tourist season, alongside weekly or monthly installment products.
Can borrowers in rural areas repay without a smartphone?
Yes. Borrowers can repay with M-Pesa and check balances over USSD on any phone.
How much does LendPoint cost?
KES 5,000 a month (Starter) or KES 8,000 a month (Professional, multi-branch), plus a one-time KES 10,000 onboarding fee, with a 7-day free trial.