LendPoint
Loan Management System for Lenders in Nakuru
Nakuru sits at the heart of the Rift Valley, and its lenders serve a mix of salaried workers, traders and farmers. LendPoint gives Nakuru SACCOs, microfinance institutions and lenders a loan management system that handles monthly payroll loans, harvest-timed repayments and guarantor-backed SACCO lending, with M-Pesa built in.
What Nakuru lenders need
Different repayment rhythms in one loan book
A salaried borrower repays monthly, a trader weekly, and a farmer may only be able to repay after harvest. LendPoint supports all three:
- monthly or weekly installment products,
- single-payment (bullet) loans timed to the expected repayment date,
- flat or reducing-balance interest, set per product.
SACCO lending with guarantors
Many Nakuru SACCOs lend against guarantors and collateral. LendPoint records both against each loan, and credit scores and loan limits control what each member can borrow. Every approval is logged for your credit committee and auditors. See SACCO loan management and SASRA reporting requirements.
Payroll and check-off
For employees of county offices, schools and businesses, check-off loans are recorded as employer remittances against each borrower's loan. Remember that total deductions are capped at two-thirds of wages. See check-off loans in Kenya.
M-Pesa in and out
Approved loans go to M-Pesa through the B2C API. Paybill repayments are matched to loans automatically, and STK push requests the exact installment. Every movement posts to a general ledger with the balance before and after.
Getting started in Nakuru
Start a 7-day free trial, and our team onboards you remotely: products, bulk upload, migration of active loans and Paybill setup. For regulation and a worked KES example, see our loan management system in Kenya page.
Also serving lenders in Nairobi, Mombasa, Kisumu, Eldoret and Narok.
Pricing in Kenyan shillings
LendPoint publishes its prices, so you know what you will pay before you talk to anyone.
| Plan | Best for | Monthly | Yearly |
|---|---|---|---|
| Starter | Individual lenders, single-branch SACCOs and MFIs | KES 5,000 | KES 50,000 |
| Professional | Multi-branch and growing lenders | KES 8,000 | KES 80,000 |
| Enterprise | High-volume lenders and custom integrations | Contact sales | |
A one-time KES 10,000 onboarding and migration fee applies. Every plan starts with a 7-day free trial, with no credit card required. Compare plans in detail.
Frequently asked questions
Is LendPoint available to lenders in Nakuru?
Yes. LendPoint is cloud-based, so Nakuru lenders sign up online, and onboarding, training and support are done remotely.
Can LendPoint handle loans repaid after harvest?
Yes. A single-payment (bullet) product can be timed to the expected repayment date, alongside monthly installment products for salaried borrowers.
Does LendPoint support guarantors for SACCO loans?
Yes. Guarantors and collateral are recorded against each loan, and credit scores and loan limits control what each member can borrow.
How much does LendPoint cost?
KES 5,000 a month (Starter) or KES 8,000 a month (Professional, multi-branch), plus a one-time KES 10,000 onboarding fee, with a 7-day free trial.