LendPoint
Loan Management System for Lenders in Eldoret and the North Rift
Eldoret is the commercial hub of the North Rift, a farming region known for maize and dairy, with a strong SACCO tradition. Lenders there serve farmers whose income comes in seasons, public servants and teachers paid monthly, and traders who need short-term stock finance. LendPoint gives Eldoret SACCOs, microfinance institutions and lenders a loan management system that fits those patterns, with M-Pesa built in.
What North Rift lenders need
Loans that follow the farming calendar
Farmers often can't repay until produce is sold. A single-payment (bullet) loan timed to the expected repayment date fits that better than weekly installments. Dairy farmers with regular milk income can repay monthly. LendPoint supports both, with flat or reducing-balance interest set per product.
SACCO lending, done properly
For SACCOs, LendPoint runs the lending side:
- loan products and approvals,
- guarantors and collateral,
- M-Pesa disbursement and repayments,
- arrears and penalties,
- a full audit trail for your auditors and SASRA.
LendPoint doesn't run savings, shares or dividends, so SACCOs pair it with their existing savings system. See SACCO loan management.
Check-off for public servants and teachers
Monthly installment products fit payroll lending, with employer remittances recorded against each loan. Total deductions are capped at two-thirds of wages. See check-off loans in Kenya.
Staying within the rules on bad loans
When a harvest fails or a borrower defaults, the in duplum rule caps what you can recover, and CBK's 2026 collection rules restrict how you collect. LendPoint lets you cap recurring penalties, waive them per loan, and log every action. See the in duplum rule in Kenya.
Getting started in Eldoret
Start a 7-day free trial, and our team onboards you remotely: products, bulk upload, migration of active loans and Paybill setup. LendPoint is cloud-based, so lenders in Kitale, Iten, Kapsabet and across the North Rift use the same system. For regulation and a worked KES example, see our loan management system in Kenya page.
Also serving lenders in Nairobi, Mombasa, Kisumu, Nakuru and Narok.
Pricing in Kenyan shillings
LendPoint publishes its prices, so you know what you will pay before you talk to anyone.
| Plan | Best for | Monthly | Yearly |
|---|---|---|---|
| Starter | Individual lenders, single-branch SACCOs and MFIs | KES 5,000 | KES 50,000 |
| Professional | Multi-branch and growing lenders | KES 8,000 | KES 80,000 |
| Enterprise | High-volume lenders and custom integrations | Contact sales | |
A one-time KES 10,000 onboarding and migration fee applies. Every plan starts with a 7-day free trial, with no credit card required. Compare plans in detail.
Frequently asked questions
Is LendPoint available to lenders in Eldoret?
Yes. LendPoint is cloud-based, so Eldoret lenders sign up online, and onboarding, training and support are done remotely.
Can LendPoint handle seasonal loans for farmers?
Yes. Bullet loans can be timed to an expected repayment date, and installment products can be weekly, bi-weekly or monthly, with flat or reducing-balance interest.
Does LendPoint work for SACCOs in the North Rift?
Yes, for the lending side: loan products, guarantors, approvals, M-Pesa disbursement and repayments, arrears and audit trails. LendPoint doesn't run savings, shares or dividends.
How much does LendPoint cost?
KES 5,000 a month (Starter) or KES 8,000 a month (Professional, multi-branch), plus a one-time KES 10,000 onboarding fee, with a 7-day free trial.