LendPoint
Loan Management System Built in Mombasa for Coast Lenders
LendPoint is built in Mombasa. Our team, Brilio Technologies, is based in Bamburi, so coast SACCOs, microfinance institutions and lenders get a loan management system from people who know the local market. It runs in the cloud, with M-Pesa built in, and supports the short, frequent loans coast borrowers rely on.
Trusted by Mombasa lenders
Sycamore Liquidity runs its loan book on LendPoint from Mombasa.
"LendPoint gave us full visibility into our loan portfolio: disbursements, repayments, and records all in one place."
Zack Mutua, Director, Sycamore Liquidity
Lending at the coast
Coast lenders serve a mix of borrowers whose income moves on different rhythms:
- Traders and market vendors who earn daily and repay best in small weekly installments.
- Boda boda riders and transport operators, often with asset or logbook-backed loans.
- Port, logistics and salaried workers who repay monthly, on payday.
- Tourism and hospitality businesses, whose income rises and falls with the season.
LendPoint lets you build a product for each: weekly, bi-weekly or monthly installments, or a single bullet repayment, with flat or reducing-balance interest. Fees can be deducted at disbursement or repaid with the loan. Credit scores and loan limits let new borrowers start small and grow with good repayment.
M-Pesa, the way coast borrowers pay
Approved loans go straight to the borrower's M-Pesa. Repayments to your Paybill are matched to the right loan automatically, and you can send an STK push for the exact installment. Borrowers on feature phones can repay and check balances over USSD. See the M-Pesa loan management system.
Keeping weekly loans current
Short weekly loans fall behind fast if nobody notices:
- SMS reminders go out before and on each due date.
- Unpaid installments are flagged the day after they fall due.
- Penalties follow the grace period and policy you set.
- Rollovers are recorded as linked loans, so arrears stay visible.
Local support, coast-wide
Because our team is in Mombasa, coast lenders can talk to people in the same town about onboarding, migration and training. LendPoint is cloud-based, so lenders in Kilifi, Malindi, Kwale, Diani, Voi and across the coast use exactly the same system. For regulation and a worked KES loan example, see our loan management system in Kenya page.
Also serving lenders in Nairobi, Kisumu, Nakuru, Eldoret and Narok.
Pricing in Kenyan shillings
LendPoint publishes its prices, so you know what you will pay before you talk to anyone.
| Plan | Best for | Monthly | Yearly |
|---|---|---|---|
| Starter | Individual lenders, single-branch SACCOs and MFIs | KES 5,000 | KES 50,000 |
| Professional | Multi-branch and growing lenders | KES 8,000 | KES 80,000 |
| Enterprise | High-volume lenders and custom integrations | Contact sales | |
A one-time KES 10,000 onboarding and migration fee applies. Every plan starts with a 7-day free trial, with no credit card required. Compare plans in detail.
Frequently asked questions
Is LendPoint based in Mombasa?
Yes. LendPoint is built by Brilio Technologies in Mombasa (Bamburi), so coast lenders get support from a team in the same town.
Can LendPoint handle weekly loans for traders?
Yes. Products can be weekly, bi-weekly or monthly, or a single bullet payment, with flat or reducing-balance interest and fees deducted at disbursement or repaid with the loan.
Does LendPoint work for lenders elsewhere on the coast?
Yes. It runs in the cloud, so lenders in Kilifi, Malindi, Kwale, Diani or anywhere else on the coast use the same system, and clients can use the portal, the LendPoint app or USSD.
How much does LendPoint cost?
KES 5,000 a month (Starter) or KES 8,000 a month (Professional, multi-branch), plus a one-time KES 10,000 onboarding fee, with a 7-day free trial.