LendPoint
Loan Management System for Lenders in Kisumu and Western Kenya
Kisumu is the commercial centre of western Kenya and the Lake Victoria region. Lenders there serve market traders, fish traders, small businesses and farmers, many of whom live outside town and repay on feature phones. LendPoint gives Kisumu SACCOs, microfinance institutions and lenders a loan management system that handles short weekly loans, reaches borrowers on any phone, and collects through M-Pesa automatically.
Trusted by Kisumu lenders
MMIC tracks every loan on LendPoint in Kisumu.
"LendPoint replaced our spreadsheets and paper files. Every loan is now tracked in one system our whole team trusts."
Judy Wairimu, Founder, MMIC
What Kisumu and western Kenya lenders need
Short, frequent loans for traders
Traders who earn daily repay best in small weekly installments. LendPoint supports weekly and bi-weekly products with terms from one week, flat or reducing-balance interest, and processing fees. Each schedule is fixed at approval, so every borrower is treated the same way.
Borrowers on any phone
Many borrowers outside Kisumu town don't have smartphones. Over USSD, they can check their limit, repay and get a mini-statement from any phone. Smartphone users can use the web portal or the LendPoint app.
Repayments that don't need a trip to the office
Repayments to your Paybill are matched to the right loan automatically. Officers can send an STK push for the exact installment while they're with a client, so field visits end with the payment recorded rather than a promise.
Starting small and growing safely
Credit scores and loan limits let first-time borrowers start small, with limits rising as they repay. For lenders who are just setting up, see how to start a micro lending business in Kenya, including CBK registration.
Keeping arrears low
- SMS reminders go out before and on due dates.
- Overdue installments are flagged on day one.
- Penalties are applied consistently by your policy.
- Officer collection targets show where follow-up is needed.
See how to choose micro loan software.
Getting started in Kisumu
Sign up for a 7-day free trial and our team onboards you remotely: setting up products, bulk-uploading borrowers, migrating active loans and connecting your Paybill. For the national picture, including regulation and a worked KES example, see our loan management system in Kenya page.
Also serving lenders in Nairobi, Mombasa, Nakuru, Eldoret and Narok.
Pricing in Kenyan shillings
LendPoint publishes its prices, so you know what you will pay before you talk to anyone.
| Plan | Best for | Monthly | Yearly |
|---|---|---|---|
| Starter | Individual lenders, single-branch SACCOs and MFIs | KES 5,000 | KES 50,000 |
| Professional | Multi-branch and growing lenders | KES 8,000 | KES 80,000 |
| Enterprise | High-volume lenders and custom integrations | Contact sales | |
A one-time KES 10,000 onboarding and migration fee applies. Every plan starts with a 7-day free trial, with no credit card required. Compare plans in detail.
Frequently asked questions
Is LendPoint available to lenders in Kisumu?
Yes. LendPoint is cloud-based, so Kisumu lenders sign up online, and onboarding, training and support are done remotely.
Can borrowers without smartphones use LendPoint?
Yes. Borrowers can check their limit, repay and get a mini-statement over USSD on any phone, which matters for clients outside town centres.
Does LendPoint support short weekly loans?
Yes. Weekly and bi-weekly installment products with terms from one week are supported, with SMS reminders before each due date.
How much does LendPoint cost?
KES 5,000 a month (Starter) or KES 8,000 a month (Professional, multi-branch), plus a one-time KES 10,000 onboarding fee, with a 7-day free trial.