Insights for Microfinance & Lenders

Micro Loan Software in Kenya: How to Choose a Micro Loan Management System
  • Oct 12, 2026
  • 5 min read

Micro Loan Software in Kenya: How to Choose …

What micro loan software should do in Kenya: must-have features, red flags, an 8-step trial test, costs in KES and how to move from Excel to a micro loan management system.

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Best Microfinance Software in Kenya (2026): 9 Systems Compared
  • Oct 12, 2026
  • 6 min read

Best Microfinance Software in Kenya (2026): 9 Systems …

Nine microfinance systems used in Kenya compared for MFIs and micro lenders: pricing, M-Pesa, savings, branches, group lending, trials, and which fits your lending model.

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Flat Rate vs Reducing Balance Interest in Kenya: Explained with KES Examples
  • Oct 12, 2026
  • 5 min read

Flat Rate vs Reducing Balance Interest in Kenya: …

Flat vs reducing balance interest explained with worked KES examples: how each is calculated, why 2% flat is nearly double 2% reducing, the effective rate (APR) and which method lenders should use.

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How to Start a Micro Lending Business in Kenya (2026 Guide)
  • Oct 12, 2026
  • 6 min read

How to Start a Micro Lending Business in …

A step-by-step guide to starting a micro lending business in Kenya: CBK registration and licensing under the 2026 rules, capital and costs, choosing your niche, credit policy, M-Pesa and systems, and keeping defaults low.

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Guide cover: automating M-Pesa loan repayments with Paybill, STK Push and C2B
  • Sep 30, 2026
  • 8 min read

How to Automate M-Pesa Loan Repayments in Kenya: …

Stop reconciling M-Pesa statements by hand. How Kenyan SACCOs and MFIs use Paybill, STK Push and the Daraja C2B API to match loan repayments automatically, with a step-by-step setup checklist.

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Guide cover: managing loan arrears with grace periods, penalties and rollovers
  • Sep 30, 2026
  • 8 min read

Loan Arrears Management in Kenya: Grace Periods, Penalties …

A practical guide for SACCOs and MFIs on handling loans in arrears: reminders, grace periods, fair penalty structures, when rollovers help or hide bad debt, and how to calculate PAR30, with worked KES examples.

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